UK Breakdown Assistance

Cost £41.50

How it works

Breakdown cover automatically includes roadside assistance and home start. It provides up to one hour on-site service for any driver or recovery following an accident and onward travel for up to six passengers.

  • You will asked to provide details of the vehicle, nature and location of breakdown, and number of passengers.
  • A local breakdown company will attend the breakdown.
  • Family and friends will be alerted by SMS message and assistance provided to make arrangements for alternative travel or overnight accommodation can be provided.

The cover

This is a 12 month vehicle breakdown insurance policy for vehicles under 16 years old.

The main aspects of the policy include:

  • Specification
    Cover for cars and motorcycles of 150cc or over and vans up to a gross vehicle weight of 3500kg.
  • Breakdown assistance and recovery
    Unlimited call outs anywhere in the UK up to a total of £3,000 during any 12 month period.
  • Wheel changes
    Subject to there being a serviceable spare tyre.
  • Towing
    Trailers up a 3m (10 ft) in length unless previously notified and accepted. Caravans receive the same service as the vehicle only if attached by a standard 50mm (2 in) towing coupling.
  • Immediate cover
    After a 24 hour activation period
  • A 14-day cooling-off period
    During this time you may cancel the policy without incurring a penalty.

Main conditions

  • The vehicle must be kept in a safe and roadworthy condition, regularly maintained and serviced.
  • Overnight accommodation for the driver and up to six passengers if the vehicle cannot be fixed on the day. Limited to £35 per person whilst vehicle is being repaired up to a maximum 2 nights and £150 total.
  • Covers wheel changes so long as you have a serviceable spare tyre or fixing kit and unlocking key if needed.
  • Covers the vehicle meaning any person that is insured to use the vehicle and has permission from the policyholder to drive is covered.

Significant exclusions and limitations

  • The premium is not refundable after the 14 day cooling-off period.
  • There is a 12 month cumulative limit of £3000.
  • Costs of any service not arranged or agreed by Rescue Control Centre are not covered.
  • Costs of the parts, components and materials used to repair a breakdown are not covered. You will be advised of this cost before installation.
  • Severe and unusual conditions rendering access to the vehicle, such as off-road, sand or snow, may mean the service is unavailable.
  • Congestion Charges and toll fees.
  • Service for vehicles used in racing, pace making, speed testing or any reliability trial, rally or competition.

Service

Rescue Control Centre deliver the service.

Cover is underwritten by ERS, a major UK insurance provider.

Instalment options available. Typically £4.12 per month (over 12 instalments including £7.94 interest, total payable £49.44).

Typical premium example given includes Insurance Premium Tax (IPT) at the current prevailing rate.

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