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Non-Standard Insurance

We have over 19 years’ experience in helping drivers who might be considered as non-standard to find competitive car insurance.

As a specialist insurer, we believe that you should have access to an insurance policy that is tailored to your requirements.  That’s why our team of underwriters can help you secure competitively priced insurance for niche and non-standard insurance.

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Who is a non-standard driver?

There are a number of reasons why you may be considered a non-standard or a high risk driver.

If you are a driver with low levels of driving experience and a higher vehicle value, you might be considered as non-standard or high risk by some insurance companies. If you have a high claims history or driving convictions or if you live in certain postcode areas, you should contact us or get a quote online.

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Non Standard Insurance Top 5 FAQ’s

Do I have to tell you if my vehicle has a modification?

Yes, you must inform us if your vehicle has been modified. Certain modifications can affect your insurance premium, although not all of them do. That’s why you must let us know about any modifications – however minor – when taking out insurance with us.

If you fail to tell us about any modifications, your policy could end up being invalid in the event of a claim.

If you’re unsure about a modification, please contact our team on 0330 127 4515.

Do I have to tell you about any convictions or endorsements?

Yes. At the time of purchasing your policy you must tell us about any motoring or non-motoring convictions including pending convictions.

Once you’re insured with us, you’ll need to notify us immediately of any new convictions.

If you’re unsure about a conviction, please contact our team on 0330 127 4515.

Do I have to tell you about any motoring accidents, incidents or claims that I’ve had in the past?

Yes. You must tell us about any motoring claims, accidents, incidents or losses including damage, fire or theft -regardless of who was at fault or the vehicle you were driving.

If you’re unsure about a claim, please contact our team on 0330 127 4515.

Am I covered to drive other cars?

Some insurers on our panel may have the facility to offer this cover to your policy. This cover is Third Party Only and is restricted to vehicles not owned and registered to you, further restrictions apply.

Please check your policy schedule and read this in conjunction with your policy booklet to see if this cover is included on your policy, or call our team on 0330 127 4500 if you have any queries.

What should I do if I need to make a change to my insurance?

If you need to make a change to your insurance, call our Adjustments Department on 0330 127 4515.

Our opening hours are: Monday – Friday: 9am-8pm

Saturday: 9am-3pm

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