Car Insurance Advice - Young Male Drivers


Cheap insurance isn't always as cheap as it sounds !


Some handy hints for younger drivers when you're comparing the market :-

There are things you need to know about insurance before you part with your hard-earned cash.  It's understandable that you just want the cheapest price so you can get your car on the road legally.   

So here are some facts :  According to the RAC, around 90% of young male drivers describe their driving as being 'good' or 'very good'.  However this isn't borne out when you look at the statistics on accidents, released by the Transport Department.  Unfortunately the under-25 age group represents the largest number of deaths and serious injuries of any other age group.

All of this means that you're going to pay a higher insurance premium now than when you're over 25 or over 30. 

 

Fortunately, help is at hand... There ARE ways of getting insurance more cheaply if you know who to go to

 

image Request a Quote Call Free We can call you back

 
Here at Premium Choice we insure you as an individual. We dont think age is everything. We have a unique attitude to pricing and depending on how you have driven and what you drive makes ALL the difference. We understand this market very well and there are some really bad drivers out there who ruin things for the majority.
 
If you feel that you havent  been rewarded for your good driving you need to call us as you are not being appreciated. We've been insuring young drivers  for many years and we've developed close ties with a number of specialist insurers.  We have a variety of discounts on special schemes for young male drivers.  For example you might have been a named driver on your parents' policy.  This could entitle you to :

Up to 30% discount !


We offer many other types of discounts so why not talk to us?

The first thing to do as a young guy is to make sure sure you're talking to a specialist broker like us.  At Premium Choice our Young Male Driver team will work hard to get you the cheapest deal possible.   If you use our 'call me back' feature it won't cost you a penny to access some of the best deals on the market today.

Here are some other things to consider:

 

  • Have you been a named driver on someone else's policy ?  Tell us about this and it could reduce your premium by up to 30% !
  • Take a Pass Plus course from the DSA, or take the IAM test.
  • Increase the excess - this can make your policy much cheaper. Consider taking out third-party fire and theft insurance on lower value cars. The excess can be very high so you will be repairing the car yourself anyway. Let us give you quotes for both covers then it's your shout !!!!
  • To build up a no claims discount you need your own policy - don't be tempted to get your parents to 'front' the policy.  This may well invalidate any claim.
  • Remember that you could get a BIG discount in the second year, if you do everything right.
  • Have you had experience of driving a hot hatch or perfomance car? If so you could get another 30% discount on top of your no claim bonus.

Call us now on 0800 954 2873.
We'll work hard to get the cheapest car insurance for you, as fast as possible.

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