Car Insurance – Summary of Different Types 


There are 3 main types of car insurance :-

  • Third Party Only
  • Third Party Fire and Theft
  • Fully Comprehensive

Confused by all of this and don’t know which is best for you ?


Want some sound advice ?

  • Give us a call FREE on 0800 954 2873 (office hours)
  • Or ask us to 'call me back'
  • Or click on « Quote Me Now »

Alternatively read on and use the links to learn more about each type of insurance.


Third-Party Only


This is the minimum legal requirement in the UK.  If you opt for this, it will cover you in the event of an accident for damage to other vehicles and property and for injuries to other people.  See here for more details on third-party insurance.

* IMPORTANT NOTE*
Most insurers no longer offer rates for this level of cover so it is prudent to select at least Third Party Fire and Theft cover which gives more protection at a lower premium.


Third Party Fire and Theft


The same as for Third-Party only but also includes cover if your car is stolen or if it catches fire.  For more on this click on third-party fire and theft insurance


Fully Comprehensive (« Fully Comp »)


This is the full risks option.  It covers you for all the benefits of Third Party fire and theft also if it is destroyed by fire, vandalism, or other types of damage.   To read more about fully comprehensive insurance go to our ‘fully comp insurance page’.


Whichever Type of Car Insurance is Best For You

We Can Help


Our experienced insurance advisors can guide you through the options.  

Call Premium Choice now on 0800 954 2873

Testimonials

“I believe you are a very good insurance company.”

Testimonial 5

“I definitely would recommend people to use Premium Choice!”

Testimonial 7

Run a business? Check out our Motor Trade Insurance