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FAQs for Motorbike Insurance
Page 2 of 3
Motorbike insurance is a passion at Premium Choice. Our main motorbike insurance pages are listed below :-
This is the second of our Motorbike Insurance FAQ pages. If you can’t find the answer to your question on this page or the pages above, please try :-
Bike Insurance FAQ page 1, or
Motorcycle Insurance FAQs page 3.
At any time we are of course happy to talk to you about your insurance needs and you can use any of the contact methods below.
How do I get a cheaper motorbike insurance quote?
All bike insurance is affected by a number of factors – the type of bike, your age, your riding history, your no claims bonus, where you live, where you keep your bike, what security devices are fitted, etc, etc. The fastest way to a cheap quote is to call us or have us call you back. Below are the main contact methods.
Is there anything else I can do to get a cheaper quote?
The first thing is to call a motorbike specialist insurer like Premium Choice. We have access to a special panel of insurers who understand the bike insurance market. We will work hard to get you the cheapest bike insurance and to advise on all the options available to reduce your premium.
One of more straightforward options is to consider your policy excess. Please read our insurance excesses page for more information on this.
Could adding a security device to my bike lower my premium?
Yes. Most insurers look very favourably on this and offer cheaper insurance premiums as a result. The reason is because you’re seen as a lower risk. The best option is to fit a minimum Thatcham category 2 Immobilizer but we offer discounts for nearly all insurance and manufacturer approved products.
What discounts are available if I do an advanced riding qualification?
This varies from insurer to insurer. There are a number of advanced tests available and you could qualify for some significant reductions in the cost of your premiums. Popular courses include the Advanced Police motorcyclist, IAM motorcycle test & RSPOA motorcycle gold.
Can you insure any bike?
We insure almost all bikes – standard UK models, customised, modified, Japanese and American import bikes, quads, trikes – you name it.
Do you offer insurance for imported bikes?
Yes, as stated above, we insure a wide variety of imported bikes. Please check out our bike imports page for further information or call us on 0800 130 3744.
What if I’ve customised or modified my bike?
Again, this isn’t normally a problem. Clearly you need to declare any mods or customisations when asking for a quote, or your insurance won’t be valid. However we can often insure customisations or cosmetic modifications at no extra cost.
Can I get insurance if I have a conviction?
At Premium Choice we have particular expertise in this area. Please see our convicted rider insurance page and then call us for more information.
Do you have a minimum age limit?
Yes, you must be over 18 for us to be able to insure you.
Can I use my No Claims Bonus Discount from my car insurance ?
Unfortunately not but we can often give a generous introductory discount if you do have a bonus earned on a car or a van .
Want more advice? Please read our Motorcycle Insurance FAQs page 3.
Premium Choice for Motorbike Insurance - 0800 130 3744
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