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Kit Car and Replica Insurance - Frequently Asked QuestionsAs kit car and replica insurance specialists, we are used to fielding enquiries from our clients regarding this area of our business. Below we have tried to answer the most common questions. If you’re taking on the very satisfying challenge of a self-build car then we know this is going to be a labour of love. We understand this and will help to ensure you are fully protected during the build and afterwards. PLEASE NOTE that the best way is to read the issues involved in owning a kit or replica car and to talk to us about your individual needs BEFORE you take out insurance. Our specialist team will be happy to do this with you. 
These FAQs are split into two pages :- Kit and replica car FAQs - Page One (this page) Kit car FAQs – Extra Information Does my kit car policy cover me to drive other cars?Please check your certificate of insurance, as most kit car policies exclude driving other cars. Do I have to provide proof of No Claims Bonus?You do not have to provide proof of No Claims Bonus. Kit car policies do not accrue or lose any no claims bonus. What is required to agree the value of my Kit Car?We require six colour photos of the vehicle showing the front, back, 2 sides, interior and engine bay. Please note we do not accept polaroids. The photos can either be posted to us or emailed to agreedvalue@premiumchoice.co.uk Can I add other vehicles to my policy?
As long as the other vehicle is also a kit car, some of our insurers will simply add this to your policy. We also offer multi vehicle policies that cover all your vehicles as long as they are the same or similar type. We can accommodate most vehicles but they may have to be insured separately. please ring our sales department for details. Am I covered to drive other cars?Please check your certificate of insurance, as most kit car policies exclude driving other cars. Am I covered for Trackdays?A selective number of our insurers will cover trackdays providing they are not competitive. Please refer to our Customer Service department before attending, because there may be an additional premium to pay and your excess is normally increased.
Do I have to pay extra for ad hoc track cover?Even if you only want to get insurance for just one track day, you must still talk to us. If your policy doesn’t cover track days then there will usually be an extra premium to pay. However, we can advise you on this before you take out your policy. These FAQs are split into two pages, so please click on the link below for answers to more questions about kit and replica car ownership and insurance :- Kit car FAQs – Extra Information The Premium Choice for the Kit Car Enthusiast - 0800 954 2875 |
Testimonials“I believe you are a very good insurance company.” Testimonial 5 “I definitely would recommend people to use Premium Choice!” Testimonial 7 |
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