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Car Security and Insurance FAQs
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Looking for the cheapest insurance? Consider security!
When it comes to offering you the cheapest insurance quotes on your car, van, bike or specialist vehicle, we look at every way to reduce the cost to you.
Why should I read these pages?
One of the many ways you can help yourself is to improve the security protection of your vehicle. Insurers will generally take this into account and it can result in massive discounts on the cost of your insurance.
Furthermore, imagine the huge inconvenience to you if your car, van or motorbike were stolen. No-one wants to go through that. Regardless of the cost savings you could make on your insurance premiums, it’s in your interests to secure your vehicle as well as you can.
Below are some more answers to some of the insurance questions about vehicle security that we are most often asked. This isn’t an exclusive list but we hope you find it helpful. You can find more answers on our secondary page on security for cheaper car insurance.
Fitting immobilisers and alarms
One of the questions you will be asked by any insurer is about alarms and immobilisers. The reason is simple: car and vehicle theft remains a major problem in the UK and insurers are combatting costs of around £2 billion per annum.
Most cars since the mid 90’s are generally fitted with immobilisers as standard but this is not the case with older models. You should not assume that an older vehicle is less attractive to a thief. Without an immobiliser they are easier to steal and they can often be worth more to the thief by breaking them up and selling the parts.
This is why insurers will look on you more favourably if you take your car’s security seriously.
Who or what are Thatcham?
Thatcham’s full name is the Motor Insurance Repair Research Centre. It is a not-for-profit organisation set up by British insurers in 1969 and is dedicated to research regarding the cost of insurance claims and improving safety in the event of an accident.
In 1997 vans were included in the scheme and two years later in 1999 motorbikes were also added.
You can find more information on our further page on security for cheaper car insurance or you can call us.
For more questions on car, van or bike insurance and security,
please call us on 0800 130 3744
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